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Bank Account in Germany

In Germany, it is quite easy to get a bank account. There are several banks, provides bank accounts with good feature. Some are completely free account and some charge account handling charges monthly.

Below is the list of Banks provide free account:


Commerzbank is a traditional bank with a lot of branch offices throughout Germany. Commerzbank offers a bank account free of charge under the condition that you receive a payment of at least 0.01 EUR per month.

 Key Features of the account:
  • Free Current Account with 100 € joining bonus (if account is active for minimum 3 months)
  • 100 € referral bonus, if referred person has qualified the joining bonus
  • No monthly minimum deposit
  • No account maintenance fees
  • Online Banking Application is available in English & German Langauge
  • Online Banking Facility available in English & German Langauge 
  • Free Giro Card, follow this link to know more about GiroCard
  • Free Mastercard Classic Credit Card
  • Directly redirect to application form to open the account: Click here


  
N26 is a relatively new bank targeted at the tech-addicts. It offers an app-based bank account that comes with a lot of nice features. The bank account “N26” is completely free of charge. You can withdraw cash at any ATM in Germany free of charge up to five times per month if you receive a salary, pension, student allowance or government benefits for two consecutive months, or if you receive payments of at least 1,000 EUR/month.

 Key Features of the account:

  • Free Current Account
  • Free debit card and free credit card with contactless payment (Mastercard)
  • Open your account easily from your smartphone via VideoChat
  • Online Banking app and support in English, Spanish, French & Italian
  • Directly redirect to application form to open the account: Click here
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